Judd is a multi-patent award-winning, payments and retail technology innovator with global experience. He has been at the forefront of payments and retail innovation for over 25 years and has worked in Europe, Middle East, Africa, Asia and the US developing services and products that streamline retail and service provider solutions and enhance customer experiences. Judd is the recipient of the largest UK government innovation grant for software ever issued and he holds multiple patents in the US, China and Europe with an emphasis on the manipulation of Automatic Identification and Data Capture binary data for both retail Point of Sale and all Computers. Judd holds a BA from Nova Scotia College of Art & Design and a Masters from Yale University.